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More millennials are signing prenups prior to marriage

There's still a lingering belief that younger couples tying the knot in Kentucky and elsewhere in the country aren't too proactive about the future. However, more millennials are actively preparing for the unexpected by signing prenuptial agreements. In a recent survey of divorce attorneys, more than 60 percent of them reported a rise in the number of clients requesting prenups. Just over half the respondents said they had more millennial clients asking about prenups.

Protecting separate business interests, property holdings and possible inheritances while also addressing possible future issues with alimony are among the reasons why more millennials are considering prenuptial agreements. According to the Pew Research Center, millennials encompass a broad range of individuals born between 1981 and 1996. This is also an age group that's marrying later, which may be another reason for the prenup trend.

Since 2005, the average age of marriage for men and women has inched up into the late 20s. This means younger couples within this age group are likely to have more assets by the time they do decide to walk down the aisle. Another aspect of the prenup trend is that women are increasingly requesting them. This may be due to a reduction in the pay gap between genders, which means women are more likely to have significant assets or be the higher earner. It's also becoming increasingly common for women to be the ones paying alimony and/or child support.

A divorce attorney may advise millennials about what to include in a prenup and assist them with drafting the document prior to marriage. It's also not necessary for younger couples to be wealthy to benefit from an agreement of this nature. A prenup for millennials can be prepared in a way that clarifies who is responsible for what debts, including existing student loan debt. Even some estate planning details may be included in a prenuptial agreement.

Source: Ladders, " Why the Millennial generation is signing more prenups than ever before," Jennifer Fabiano, April 3, 2019

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